Terms and Conditions

In these Terms, the following capitalised words have the following meanings:

Users shall not post or promote Content that is illegal, defamatory, infringing, abusive, spam, or that promotes explicit sexuality, nudity, immodest imagery, drugs, alcohol, betting, or other prohibited activities. Users must also ensure their pages fall within the platform's supported content categories (see Section 3.5). MinglyLink reserves the right to remove any such Content or restrict any account at its sole discretion.

However, because multiple parties are involved (advertisers, ad networks, payment processors), we cannot guarantee any specific earnings amounts. If technical or operational issues arise, we will work diligently to resolve them, but please understand that occasional disruptions may occur.

Monetization and ad availability may be limited or disabled for sensitive categories (including religion or politics) to comply with brand-safety and ad-network requirements.

Users are solely responsible for the legality, accuracy, and appropriateness of all Content they post. You agree not to use the Platform for any unlawful purpose, to violate any rights of third parties, or to interfere with the operation of the Platform.

You represent that you own or have obtained all necessary rights to the Content you post and that your Content does not infringe any third-party rights (including intellectual property, privacy, or publicity rights). We may remove or restrict Content upon notice of alleged infringement or risk.

All payment processing on MinglyLink — including business wallet top-ups, refunds, and creator payouts — is handled by Stripe Payments UK, Limited ("Stripe"). MinglyLink does not hold or process card details directly.

By using paid features on MinglyLink (topping up your business wallet, receiving creator payouts, etc.), you also agree to be bound by Stripe's terms and privacy policy:

• Stripe Terms of Service: https://stripe.com/gb/legal/ssa
• Stripe Privacy Policy: https://stripe.com/gb/privacy

Businesses can add funds to their MinglyLink wallet ("Funded Balance") via Stripe Checkout. The minimum top-up amount is $10.

Unused Funded Balance can be refunded to your original payment method at any time, subject to Stripe's refund processing times (typically 5–10 business days). Refunds are limited to the amount remaining in your Funded Balance — amounts already spent on Campaigns are not refundable (see Campaign Spending below).

When you activate a Campaign, the Campaign's budget is reserved from your Funded Balance. Reserved funds are held until:

• The Campaign ends or is stopped (unspent reserved funds return to Funded Balance), or
• The reserved funds are consumed by campaign activity (clicks or conversions).

CPA commissions specifically are non-refundable because the Creator's share is paid out upon conversion confirmation. We cannot retroactively reclaim these funds. This applies even if:

• You later dispute the conversion
• The underlying transaction (between you and the customer) is cancelled
• You close your business account

Creators earn 60% of all revenue generated through their bio page from:

• Clicks on CPC-billed ads (Featured and Related placements)
• Confirmed conversions from CPA-billed Offers (Gift drawer)

MinglyLink retains 40% of this revenue to operate the platform.

Creators with their Shop enabled can accept orders from Visitors through their bio page. MinglyLink facilitates the order — including cart, checkout form, and order management — but does NOT process payment for these orders.

In the future, MinglyLink may introduce direct payment processing for Orders. When this is available, the Terms will be updated accordingly.

Creators' bio pages may display promotional offers ("Gifts") from Businesses running CPA Campaigns. These offers include discount codes, special pricing, or other promotional content.

Businesses are solely responsible for ensuring their offers comply with applicable advertising standards, consumer protection laws, and truth-in-advertising requirements.

MinglyLink reserves the right to remove any offer that violates our Content Policy (see Section 3).

The following refund policy applies to Business wallet top-ups (Funded Balance) on MinglyLink. See Section 10 for Orders (which MinglyLink does not process payment for).

MinglyLink actively monitors for fraudulent activity including but not limited to:

• Fake clicks (bots, click farms, repeated clicks from the same source)
• Fake conversions (self-purchases, collusion between Creators and Advertisers)
• Chargebacks on wallet top-ups after funds have been spent
• Identity fraud during Creator onboarding

Our fraud detection uses a combination of automated systems (including Stripe Radar) and manual review.

MinglyLink is provided "as is." While we aim for high uptime, we do not guarantee uninterrupted service. Planned maintenance will be communicated where possible.

We may update these Terms, pricing, revenue share percentages, or product features at any time. Material changes will be communicated to affected users via email at least 14 days before taking effect. Continued use of the platform after changes take effect constitutes acceptance.

Our Privacy Policy describes how we collect, use, and protect personal data. Additional data processing occurs through:

• Stripe (for payments and identity verification): https://stripe.com/gb/privacy
• Google Safe Browsing (for link safety): Google's privacy policy applies.

By using MinglyLink, you consent to data processing as described in our Privacy Policy and the policies of these third parties.

To the maximum extent permitted by law, in no event shall MinglyLink or its ads be liable to any User for any indirect, incidental, special, consequential, or punitive damages, including lost profits, revenue, or data, whether in an action in contract, tort, or otherwise.

MinglyLink's total liability to any User is capped at the fees paid by that User to MinglyLink in the 12 months preceding the claim.

You agree to indemnify, defend, and hold harmless MinglyLink, its officers, directors, and agents from any claims, damages, liabilities, or expenses arising from your breach of these Terms or your use of the Platform.

MinglyLink may suspend or terminate your access immediately if you breach these Terms, engage in prohibited conduct, or if we believe your use poses a risk to the Platform or other Users. Either party may also terminate this agreement at any time.

Upon termination:

• Funded Balance is refunded to the original payment method (minus any active Campaign holds, which are released first).
• Earned Balance is paid out to the Creator's verified bank account (if Stripe Express onboarding is complete) or held for 90 days for the Creator to complete onboarding, after which unclaimed funds may be forfeited.
• Order management access is retained for 30 days to complete pending orders.
• Data deletion follows our Privacy Policy.

For information on how we collect, use, and protect your personal data, please review our Privacy Policy. If you have any questions about these Terms, contact us at info@mingly.link.

We may update these Terms and Conditions from time to time. Any changes will be effective upon posting the revised version on this page. Your continued use of the Platform constitutes acceptance of the updated Terms. Material changes are also subject to the 14-day email notice commitment in Section 14.